NSTS Bancorp, Inc. Quarterly report pursuant to Section 13 or 15(d)

Note 9 - Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2022

						*Minimum Required to be*
	*Actual*					*Well-Capitalized (1)*
	*Amount*		*Ratio*			*Amount*		*Ratio*
As of September 30, 2022	*(Dollars in thousands)*
Tier 1 capital (to Average Assets)	$	65,210		23.78	%	$	24,685		>9%
As of December 31,2021
Tier 1 capital (to Average Assets)	$	44,262		16.11	%	$	23,349		>8.5%