NSTS Bancorp, Inc. Annual report pursuant to Section 13 and 15(d)

Note 10 - Capital Ratios (Tables)

12 Months Ended

Dec. 31, 2023

	*Actual*					*Minimum Required to be Well-Capitalized (1)*
	*Amount*		*Ratio*			*Amount*		*Ratio*
	(Dollars in thousands)
As of December 31, 2023
Tier 1 capital (to Average Assets)	$	63,258		24.72	%	$	23,031		>9%

As of December 31, 2022
Tier 1 capital (to Average Assets)	$	65,634		24.81	%	$	23,809		>9%