NSTS Bancorp, Inc. Annual report pursuant to Section 13 and 15(d)

Note 5 - Premises and Equipment

12 Months Ended

Dec. 31, 2023

Note 5: Premises and Equipment

The components of premises and equipment as of December 31, 2023 and 2022, are as follows:

	*2023*		*2022*
		(Dollars in thousands)
Land and improvements	$	2,940	$	2,703
Building and improvements		7,012		6,768
Furniture and equipment		1,424		1,390
Total gross equipment		11,376		10,861
Less accumulated depreciation		6,091		5,826
Premises and equipment, net	$	5,285	$	5,035