NSTS Bancorp, Inc. Annual report pursuant to Section 13 and 15(d)

Note 5 - Premises and Equipment

12 Months Ended

Dec. 31, 2022

Note 5: Premises and Equipment

The components of premises and equipment as of December 31, 2022 and 2021, are as follows:

	*2022*		*2021*
		(Dollars in thousands)
Land and improvements	$	2,703	$	2,701
Building and improvements		6,768		6,576
Furniture and equipment		1,390		1,372
Total gross equipment		10,861		10,649
Less accumulated depreciation		5,826		5,562
Premises and equipment, net	$	5,035	$	5,087