NSTS Bancorp, Inc. Annual report [Section 13 and 15(d), not S-K Item 405]

Annual report [Section 13 and 15(d), not S-K Item 405]

Note 7 - Other Borrowings (Tables)

Note 7 - Other Borrowings (Tables)

12 Months Ended

Dec. 31, 2025

Notes Tables

Federal Home Loan Bank, Advances [Table Text Block]

		*At or For the Year Ended December 31,*
		*2025*				*2024*
		(Dollars in thousands)
FHLB of Chicago advances and other borrowings:
Average balance outstanding		$	2,322			$	5,000
Maximum amount outstanding at any month-end during the period			5,000				5,000
Balance outstanding at end of period			—				5,000
Average interest rate during the period			4.8	%			4.8	%
Weighted average interest rate at end of period			—				4.8	%

		*December 31, 2025*				*December 31, 2024*
		(Dollars in thousands)
Outstanding advances		$	—			$	5,000
Additional borrowing capacity			79,103				73,094
Total borrowing capacity		$	79,103			$	78,094