Annual report [Section 13 and 15(d), not S-K Item 405]

Note 3 - Loans (Tables)

v3.26.1
Note 3 - Loans (Tables)
12 Months Ended
Dec. 31, 2025
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
   

December 31, 2025

   

December 31, 2024

 
      (Dollars in thousands)  

First mortgage loans

               

1-4 family residential

  $ 118,222     $ 119,409  

Multi-family

    3,240       3,368  

Commercial

    3,813       4,197  

Construction

    3,921       3,651  

Total first mortgage loans

    129,196       130,625  

Consumer loans

    268       282  

Total loans

    129,464       130,907  

Net deferred loan costs

    299       650  

Allowance for credit losses on loans

    (1,128 )     (1,201 )

Total loans, net

  $ 128,635     $ 130,356