v3.25.3
Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Sep. 30, 2025
Dec. 31, 2024
Assets:    
Cash and due from banks $ 919 $ 1,223
Interest-bearing bank deposits 33,216 52,258
Cash and cash equivalents 34,135 53,481
Time deposits with other financial institutions 1,245 1,494
Securities available for sale 79,561 71,249
Federal Home Loan Bank stock (FHLB) 605 585
Loans held for sale 2,100 1,218
Loans, net of unearned income 134,197 131,557
Allowance for credit losses on loans (1,260) (1,201)
Loans, net 132,937 130,356
Premises and equipment, net 5,180 5,311
Accrued interest receivable 915 870
Bank-owned life insurance (BOLI) 9,834 9,661
Other assets 3,330 4,463
Total assets 269,842 278,688
Deposits:    
Noninterest bearing 11,501 11,896
Interest-bearing    
Demand and NOW checking 14,002 14,930
Money market 26,734 28,967
Savings 38,760 41,544
Time deposits over $250,000 25,391 21,990
Other time deposits 69,679 70,829
Total deposits 186,067 190,156
Escrow deposits 1,240 1,739
Other borrowings 0 5,000
Accrued expenses and other liabilities 3,596 5,303
Total liabilities 190,903 202,198
Stockholders' equity:    
Common Stock 56 56
Treasury Stock, at cost (3,348) (3,240)
Additional paid-in capital 52,220 51,684
Retained earnings 39,745 40,266
Unallocated common shares held by ESOP (3,511) (3,670)
Accumulated other comprehensive loss, net (6,223) (8,606)
Total stockholders' equity 78,939 76,490
Total liabilities and stockholders' equity $ 269,842 $ 278,688

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