NSTS Bancorp, Inc. Quarterly report pursuant to Section 13 or 15(d)

Note 9 - Capital Ratios (Tables)

9 Months Ended

Sep. 30, 2023

						*Minimum Required to be*
	*Actual*					*Well-Capitalized (1)*
	*Amount*		*Ratio*			*Amount*		*Ratio*
As of September 30, 2023	*(Dollars in thousands)*
Tier 1 capital (to Average Assets)	$	65,941		25.81	%	$	22,998		>9%
As of December 31,2022
Tier 1 capital (to Average Assets)	$	65,634		24.81	%	$	23,809		>9%