NSTS Bancorp, Inc. Annual report pursuant to Section 13 and 15(d)

Note 5 - Premises and Equipment

12 Months Ended

Dec. 31, 2021

Note 5: Premises and Equipment

The components of premises and equipment as of December 31, 2021 and 2020, are as follows:

	*2021*		*2020*
		(Dollars in thousands)
Land and improvements	$	2,701	$	2,703
Building and improvements		6,576		6,486
Furniture and equipment		1,372		1,617
Total gross equipment		10,649		10,806
Less accumulated depreciation		5,562		5,593
Premises and equipment, net	$	5,087	$	5,213