NSTS Bancorp, Inc. Quarterly report [Sections 13 or 15(d)]

Quarterly report [Sections 13 or 15(d)]

Cover
- Document And Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- Significant Accounting Policies (Policies)
Notes Tables
Notes Details

Note 3 - Loans and Allowance for Credit Losses (Details Textual)

v3.25.1

Note 3 - Loans and Allowance for Credit Losses (Details Textual) - USD ($)	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024	Dec. 31, 2024	Dec. 31, 2023
Escrow Deposit	$ 446,000		$ 236,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss	548,000		560,000
Loans and Leases Receivable, Related Parties	580,000		587,000
Off-Balance-Sheet, Credit Loss, Liability	67,000		11,000
Provision for Credit Losses, Amount Excluded	8,000	$ 2,000
Financing Receivable, before Allowance for Credit Loss	131,396,000		131,557,000
Financing Receivable, Allowance for Credit Loss	1,156,000	1,177,000	1,201,000	$ 1,176,000
Financing Receivable, Nonaccrual, Interest Income	0
Financing Receivable, Modified, Accumulated	0	0
Collateral Pledged [Member]
Financing Receivable, before Allowance for Credit Loss	0		0
First Mortgage Loans [Member]
Financing Receivable, Unpaid Principal Balance	13,800,000		13,900,000
First Mortgage Loans [Member] \| One To Four Family Residential [Member]
Financing Receivable, Allowance for Credit Loss	1,034,000	$ 1,091,000	$ 1,056,000	1,094,000
First Mortgage Loans [Member] \| Collateral Pledged [Member] \| One To Four Family Residential [Member]
Financing Receivable, before Allowance for Credit Loss	$ 263,000
Financing Receivable, Allowance for Credit Loss				$ 0

- Definition

Amount of unpaid principal balance of financing receivables.

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The designation of funds furnished by a borrower to a lender to assure future payments of the borrower's real estate taxes and insurance obligations with respect to a mortgaged property. Escrow deposits may be made for a variety of other purposes such as earnest money and contingent payments. This element excludes replacement reserves which are an escrow separately provided for within the US GAAP taxonomy.

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Amount of allowance for credit loss on financing receivable. Excludes allowance for financing receivable covered under loss sharing agreement.

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Amount of interest income on financing receivable on nonaccrual status.

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Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.

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