NSTS Bancorp, Inc. Annual report pursuant to Section 13 and 15(d)

Annual report pursuant to Section 13 and 15(d)

Cover
- Document And Entity Information
Financial Statements
Notes to Financial Statements
Accounting Policies
- Significant Accounting Policies (Policies)
Notes Tables
Notes Details

Note 1 - Summary of Significant Accounting Policies (Details Textual)

v3.24.1

Note 1 - Summary of Significant Accounting Policies (Details Textual) - USD ($)		3 Months Ended		12 Months Ended		24 Months Ended
	Jan. 18, 2022	Mar. 30, 2023	Jun. 30, 2022	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2023
Proceeds from Issuance of Common Stock				$ 0	$ 49,440,000
Percentage of Qualified Wages, Tax Credit				70.00%		70.00%
Qualified Wages per Employee				$ 10,000		$ 10,000
Proceeds from Employee Retention Tax Credit Receivable		$ 259,000
Debt Securities, Available-for-Sale, Accrued Interest, after Allowance for Credit Loss				351,000		351,000
Federal Home Loan Bank Stock				550,000	550,000	550,000
Financing Receivable, Accrued Interest, after Allowance for Credit Loss				392,000		392,000
Unrecognized Tax Benefits, Ending Balance				$ 0	$ 0	$ 0
One To Four Family Residential [Member] \| First Mortgage Loans [Member]
Financing Receivable, Minimum Percentage of Loan-to-value Ratio, Requires Mortgage Insurance				80.00%		80.00%
Multifamily and Commercial Real Estate [Member] \| First Mortgage Loans [Member]
Financing Receivable, Maximum Term (Year)						30 years
Financing Receivable, Maximum Loan-to-value Ratio				75.00%		75.00%
Construction Loans [Member] \| Commercial Portfolio Segment [Member]
Financing Receivable, Minimum Percentage of Loan-to-value Ratio, Requires Mortgage Insurance				80.00%		80.00%
Non Interest Income [Member]
Employee Retention Credit Amount			$ 503,000
Subscription Offering [Member]
Stock Issued During Period, Shares, New Issues (in shares)	5,290,000
Shares Issued, Price Per Share (in dollars per share)	$ 10
Proceeds from Issuance of Common Stock	$ 53,000,000
Subscription Offering [Member] \| NSTS Charitable Foundation [Member]
Payments of Charitable Contributions	$ 150,000
Subscription Offering [Member] \| NSTS Charitable Foundation [Member] \| Contribution of Nonmonetary Assets to Charitable Organization [Member]
Stock Issued During Period, Shares, New Issues (in shares)	107,959

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Amount, after allowance for credit loss, of accrued interest on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).

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Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).

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Per share or per unit amount of equity securities issued.

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