NSTS Bancorp, Inc. Quarterly report pursuant to Section 13 or 15(d)

Note 9 - Capital Ratios (Tables)

3 Months Ended

Mar. 31, 2022

						*Minimum Required to be*
	*Actual*					*Well-Capitalized (1)*
	*Amount*		*Ratio*			*Amount*		*Ratio*
As of March 31, 2022	*(Dollars in thousands)*
Tier 1 capital (to Average Assets)	$	64,945		21.74	%	$	26,887		>9%
As of December 31,2021
Tier 1 capital (to Average Assets)	$	44,262		16.11	%	$	23,349		>8.5%