NSTS Bancorp, Inc. Quarterly report [Sections 13 or 15(d)]

Quarterly report [Sections 13 or 15(d)]

Note 5 - Other Borrowings (Tables)

Note 5 - Other Borrowings (Tables)

6 Months Ended

Jun. 30, 2025

Notes Tables

Federal Home Loan Bank, Advances [Table Text Block]

		*For the three months ended*								*For the six months ended*
		*June 30,*								*June 30,*
		*2025*				*2024*				*2025*				*2024*
		(Dollars in thousands)
FHLB of Chicago advances and other borrowings:
Average balance outstanding		$	4,396			$	5,000			$	4,696			$	5,000
Maximum amount outstanding at any month-end during the period			5,000				5,000				5,000				5,000
Average interest rate during the period			4.8	%			4.9	%			4.8	%			4.8	%

		*June 30, 2025*				*December 31, 2024*
		(Dollars in thousands)
Balance outstanding at end of period			—				5,000
Weighted average interest rate at end of period			N/A				4.8	%

		*June 30, 2025*				*December 31, 2024*
		(Dollars in thousands)
Outstanding advances		$	—			$	5,000
Additional borrowing capacity			81,461				73,094
Total borrowing capacity		$	81,461			$	78,094