Annual report [Section 13 and 15(d), not S-K Item 405]

Note 9 - Capital Ratios - Actual Capital Amount and Ratios (Details)

v3.25.1
Note 9 - Capital Ratios - Actual Capital Amount and Ratios (Details)
$ in Thousands
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Tier 1 capital (to Average Assets), actual amount $ 64,634 $ 63,258
Tier 1 capital (to Average Assets), actual ratio 0.2353 0.2472
Tier 1 capital (to Average Assets), minimum required to be well capitalized [1] $ 24,722 $ 23,031
Tier 1 capital (to Average Assets), minimum required to be well capitalized ratio [1] 0.09 0.09
[1] As defined by regulatory agencies. Failure to exceed the leverage ratio thresholds required under CBLR in the future, subject to any applicable grace period, would require the Company to return to the risk-based capital ratio thresholds previously utilized under the fully phased-in Basel III Capital Rules to determine capital adequacy.