NSTS Bancorp, Inc. Quarterly report [Sections 13 or 15(d)]

Note 10 - Earnings Per Share (Tables)

9 Months Ended

Sep. 30, 2025

	*Three Months Ended September 30,*					*Nine months ended September 30,*
	*2025*		*2024*			*2025*			*2024*
	(Income in thousands)					(Income in thousands)
Net income (loss) applicable to common shares	$	65	$	(171	)	$	(521	)	$	(743	)

Average number of common shares outstanding		5,239,038		5,284,380			5,244,878			5,302,574
Less: Average unallocated ESOP shares		354,634		375,876			359,887			381,129
Average number of common shares outstanding used to calculate basic income (loss) per common share		4,884,404		4,908,504			4,884,991			4,921,445
Diluted effect of stock options		25,129		—			—			—
Diluted average shares outstanding		4,909,533		4,908,504			4,884,991			4,921,445
Income (Loss) per common share basic	$	0.01	$	(0.03	)	$	(0.11	)	$	(0.15	)
Income (Loss) per common share diluted	$	0.01	$	(0.03	)	$	(0.11	)	$	(0.15	)